You’re going through Hell and can't see a way out – Now What?

So you’ve got a whole load of crap going on.  Maybe you've just been declared bankrupt, either by your own choice or you’ve been forced into it by your creditors, perhaps your marriage has just ended, maybe you've been made redundant, or perhaps your business has failed or is about to.

I’m not a financial expert, I’m not a relationship counsellor, I'm not a recruitment consultant and I'm not a business consultant BUT I AM the Bounce Back Queen and I'm an expert in helping people just like you. Because I went through all of the above and more in the 3 years from 1st January 2009 and I've survived.  What's more, I now have the sort of life I could only dream about back then.

On New Year's Eve 2008 my business became insolvent.  I had to telephone my team and make them redundant with immediate effect and no pay. What a great start to 2009.  

In January 2009 I got offered a job.

In February 2009 my second marriage ended.  I had nowhere to live and ended up in my parent's spare room for a couple of weeks.  

At the end of February 2009 I moved into a rented property.  My new boss was my Landlord.  

In March 2009 I was sacked from my job for refusing to sleep with the boss.

In May 2009 I was offered a second job with a company car, pension, holidays and all the other benefits, Life was looking up.

In June 2009 I was harrassd by my former boss and his solicitor and threatened with eviction from my rented house because I had rent arrears. I moved back to my parent's spare room.

On July 9^th 2009 I became personally bankrupt.

In August 2009 I was made redundant.

In September 2009 I got a third job, not as good as the last but it still came with a car.

In April 2010 I was made redundant again so decided to go back into self-employment and secured a variable contract.

In July 2010 I became a discharged bankrupt.

In August 2010 I moved into my own flat, on top of a cliff overlooking the sea.  Bliss!

In October 2010 the variable contract was reduced and I was no longer earning enough to pay my bills.

In November 2010 I was on the verge of becoming bankrupt for a 2nd time so. By now my self-esteem, confidence and self-worth had gone through the floor.

In December 2010 I was suicidal and desperate.  I resorted to desperate measures and my survival instinct kicked in.

I felt like a complete and utter failure. 
I was convinced that there was a neon sign above my head, visible to everyone that said “This woman is a Failure”.
There wasn’t of course, but there might as well have been.  
By this point the hardest thing for me to do was to live with myself

In March 2011 I was feeling better and launched a new business.  I met my partner at a business network.  I also acquired an on-line stalker who seemed hell-bent on wanting to destroy me.

In April 2011 my self-employed contract came to an end and I had no other work on the horizon.

In April 2011, I stopped surviving and started living.

In May 2011 my partner moved in with me.

In July 2011 at 40 years old I fell pregnant with my second child. I was still plagued by my stalker and at the end of my tether.  Whilst happy at the news of my pregnancy I was becoming  introverted and frightened to go out, thanks to my stalker.  My partner was completely supportive of me.

In October 2011, at 11 weeks, I suffered my 5th miscarriage in 10 years and slipped 2 disks in my back and 2 in my neck.

In October 2011 I launched my A-to-Z of Bouncing Back from Bankruptcy and started getting invitations to speak at various events.  I also started getting calls from people asking for help to get through various situations.  My stalker upped the ante on his campaign.  I was slipping back into depression despite all the positives in my life.

In November 2011 I discovered Damsels in Success and I Am Woman.  I attended the Damsels in Success Ignite! Conference in Birmingham and I spoke at the launch of I Am Woman in Cardiff.

December 2011 The police gave my stalker a caution and the harrassment stopped.  Christmas and New Year were the best I can remember for a very long time.

January 2012, I can breathe again and really enjoy living the life that I've started to create; my 12-step Bounce Back programme launches, I'm off to Las Vegas, I've got speaking opportunities lining up, business opportunities I'm dying to explore and a move to a larger property and a new area.  A new car will also be making an appearance this year, just as soon as I can decide what I want!

I knew I wasn’t the first person in the World to go through what I'd gone through and I certainly wouldn’t be the last.  But there was no-one to talk to about it other than debt counsellors or psychologists who, on the whole, in my experience, didn’t have a clue about what it was actually like to have to go through the very stuff I was asking for help with.  

 
The products I've created endeavour to share with you what I was going through and what got me through.  The tools that helped me Bounce Back time and time again when all I really wanted to do was curl up under the duvet and die.

I blog at www.bouncingbackfrombankruptcy.com where I share what it was like to go through the past few years and how I got to where I am now.

If you're going through anything like what I what through and you need some help to Bounce Back, take a look through this site and contact me.  You really don't need to be going through it alone.

 If in the meantime if you need to talk to someone, an ordinary person, who's been through what you're going through and Bounced Back, please contact me at deb@deborah-meredith.com